Insurance for chauffeur is not he same as mini-cab insurance. As such many insurance companies will not offer to insure vehicles which are mini-cabs, taxis, vehicles which have two way radios or data communication equipment installed, many also have strict age restrictions applied. These insurance companies will for the most part offer insurance cover but not insurance which is specifically designed for chauffeurs.
Whether you operate an owner-driver chauffeur service or have a fleet of chauffeur driven vehicles, insurance companies who specialise insurance for these types of businesses will be able offer competitive deals to suit individual business needs.
Many insurance companies and brokers who offer insurance for chauffeurs provide an online service which makes researches quick and simple. Using a broker will save search times, by filling in one online form they will carry out the searches on your behalf and provide competitive quotes from a number of specialist insurance companies.
For those who prefer to discuss their needs, free phone numbers are also prominently displayed on the web sites or ring back services are also available which can be arranged at a time to fit in with your work schedule.
Exclusive insurance schemes for single or fleet vehicles also offer some very affordable and advantageous benefits which can include:
* Protected no claims discounts and generous no claims discounts. Restrictions and terms will apply and be dependant on the past driving history of all drivers.
* Replacement vehicles for both fault and no-fault claims to keep you in business without letting your customers down.
* Inclusive nationwide breakdown, roadside assistance and home start.
* Accident cover and risk assessment management plans.
* Unlimited glass cover; restrictions and excesses may be applied.
* Flexible payments options to help spread the annual premium costs.
* Additional cover for spouses.
* Generous second vehicle discounts. This is beneficial for those who have an insufficient number of vehicles to qualify for fleet insurance.
* Chauffeur fleet insurance if you have more then the qualifying number of vehicles. The number of vehicles which constitutes a fleet varies between insurance companies. Some stipulate two or more vehicles whilst other require in excess of four or five.
* Public Liability cover can also be arranged, which may be required by law to help protect both the public and you or your drivers in cases of accidents and incidents while you are carrying out your services.
* Employer's Liability insurance for those who employee chauffeurs. This offers full protection for you and your employees.
* All types of luxury cars and limousines, including stretch limousines, wedding cars and funeral vehicles can be covered under a specially designed chauffeur insurance policy.
Insurance companies who specialise in chauffeur insurance appreciate how important your business is to you, as such they will offer to arrange insurance which is tailored made to suit your individual business needs at excellent and competitive rates.
So whether you are looking for chauffeur insurance for luxury and executive cars on a part time or full time basis, contact insurance companies who specialise in this type of insurance to ensure your vehicle or vehicles are adequately covered and you receive the best deals possible.
Author Resource:-
Paul Headley is a specialist insurance article writer. Staveley Head are a leading UK insurance broker for
chauffeur insurance
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